Are millennials financially doomed?

first_img 32SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Millennials have more debt and less income than Gen X or baby boomers on average. But those aren’t the only financial constraints some face.New data show 1 in 5 supported an aging parent over the last year, spending an average of $18,250 a year on medical bills and other expenses — more than any other generation, according to TD Ameritrade’s recent 2015 Financial Support survey.That single expense puts a serious strain on their ability to pay off student loans and save for retirement. (Consequently, baby boomer parents have also delayed their retirement plans to help their children financially)“It’s a lot harder to keep your head above water if you have to support family members and still try to tackle your debt,” said Matt Sadowsky, TD Ameritrade’s director of retirement and annuities. continue reading »last_img read more

Antique’s indigenous people seek mobile registration of marriage, birth docs

first_imgSAN JOSE, Antique – The indigenous people (IP)or the Ati community in Antique urged the Philippine Statistics Authority orthe municipal registrar to conduct a mobile registration for their members withno birth certificates or marriage contracts. She added the conduct of mobile registrationwith the support of the local government unit would be a big help. Antique has around 18,000 IPs composed mainlyof the Ati, the Iraynon-Bukidnon or the upland people, and the Cuyonin or minoritygroup from Cuyo island, Palawan who resettled in the province.(With a report from PNA/PN) Perlita Oyong, chairperson of the IPAssociation of Southern Antique and the Ati tribal leader in Barangay Tina,Hamtic town, said there are many Ati cultural minorities in Antique stillunregistered due to lack of money aside from other reasons. Around 2,000 children belonging to the IPAssociation of Southern Antique, whose members are mostly from the southernmosttowns of Anini-y to Sibalom, have no birth certificates yet. A good number ofthe 5,000-strong association has no marriage certificates. “The Ati couple would rather save their moneyfor their food than getting the Cenomar,” Oyong said. “There are some Ati with no marriagecertificates because of the documentary requirements they have to comply with,which they could not afford,” she said, adding that for instance, thecertificate of no marriage (Cenomar) has to be secured prior a civil marriage. “Many Ati in southern Antique are still notregistered with the local registrar,” Oyong said in local language.  The indigenous people or the Ati community in Antique urged the Philippine Statistics Authority or the municipal registrar to conduct a mobile registration for their members with no birth certificates or marriage contracts. PNAlast_img read more

England’s Adams wins Reid Trophy in play-off

first_imgFull results can be found here England’s Hugh Adams held his nerve to win the Reid Trophy on the fourth hole of a sudden death play-off at Reading Golf Club.The 13-year-old from Hagley Golf Club in Worcestershire defeated Spain’s Angel Ayora with a par and said: “It just felt great. I was just excited to lift up the trophy.“I didn’t come here expecting to win, I’m only 13 and I’ve still got another year so I was just trying to play well.”However, when he got within four shots of the lead after two rounds he was determined to go for it – and secured his place in the play-off with his three-under 67. It gave him a level par total and a tie with Ayora who closed with 66.“I tried to get off to a quick start,” he said. “I didn’t really know anything until about the 14th or 15th, but when I birdied the 16th I knew I had a chance.“Everything just started to go my way, I had a couple of nice bounces, took advantage of my luck and holed some nice putts.”Adams actually had a 10-footer on the 18th to win outright, but it slid past the hole and he was into the play-off.He’d been involved in sudden death once before and although he lost that time – on the eighth hole – the experience helped him.“I was quite relaxed, quite calm, but definitely determined,” he said.The first three play-off holes were halved in par, but on the fourth Ayora’s drive went behind a tree and his next just slipped out of bounds.Adams, who plays for his county, has been in good form this season, with high finishes at both the Midlands U16 championship and the Douglas Johns Trophy. “It’s been going well,” he said.Four other boys were in the top ten: Stuart Reis (Welwyn Garden City), Manato Nakatini (Hendon), Harley Smith (The Rayleigh Club) and Luke Perkins (Frilford Heath). Tags: Reid Trophycenter_img 9 Aug 2018 England’s Adams wins Reid Trophy in play-off last_img read more

Duncan, James set to break their Finals tie

first_imgSan Antonio Spurs forward Tim Duncan (21) shoots against Oklahoma City Thunder forward Serge Ibaka in overtime of Game 6 of the Western Conference finals NBA basketball playoff series in Oklahoma City, Saturday, May 31, 2014. San Antonio won 112-107 and advanced to the NBA Finals. (AP Photo/Sue Ogrocki)MIAMI (AP) — Over the last 10 seasons, only one NBA player has been part of more wins than LeBron James.His name is Tim Duncan.Their numbers over that decade are incredibly similar. Duncan has appeared in 622 regular-season and playoff victories, James has played in 621. Duncan is shooting 50.2 percent from the field, James is shooting 50 percent. Duncan has won three championships over that stretch, James has two.Plus, when facing each other in the NBA Finals, both has won one, lost one.Here comes the tiebreaker — a Finals rematch that will have high expectations.Miami and San Antonio are the league’s last two teams standing for the second consecutive year, their next chapter starting on the Spurs’ home floor Thursday night. The Heat won a wild series last season for their second straight championship, needing a frantic rally to avoid elimination in Game 6 and then riding the strength of a 37-point, 12-rebound effort from James to top the Spurs in Game 7.“I think our guys, they actually grew from the loss last year,” Spurs coach Gregg Popovich said. “I call it fortitude. I think they showed an unbelievable amount of fortitude. If I can compliment my own team humbly, to have that tough loss, especially the Game 6 and not have a pity party and come back this year and get back to the same position, I think that’s fortitude.”It’s the league’s first Finals rematch since Chicago and Utah played in 1997 and 1998.The teams have actually played three times since last season’s classic series ended, twice in the regular season, another being a preseason meeting in Miami where the Spurs acknowledged that the pain of losing Game 7 on that floor was still real.Then again, it’s almost like they wanted to feel that hurt at times. Popovich showed the Spurs clips of Games 6 and 7 early in training camp this season, not so much to open old wounds but rather speed up the healing process.“We were just trying to put it away, just get over that part of it, learn from it, and move forward from there,” Duncan said.Move forward, they did.San Antonio won 62 games in the regular season, the best record in the league. One of those wins was a 24-point romp over Miami, on the same floor where this series will start on Thursday.The Heat know what wanting revenge feels like. They lost the 2011 NBA Finals to Dallas, then opened the following season on the Mavericks’ floor and simply blew them away.Heat forward Chris Bosh called it “extra motivation” for the Spurs.“It’s just something that we have to deal with, and we know that they’re going to be very passionate, and they’re going to play some good basketball,” Bosh said. “So whoever we play, we just have to continue to keep our approach the same and play good basketball.”While the Spurs were punching their ticket by ousting Oklahoma City from the West finals on Saturday night, the Heat were getting a day off. James was taking his kids to see X-Men. James Jones went to a home-improvement store for some supplies. Bosh insisted he was going to do as little as possible, and Heat coach Erik Spoelstra isn’t summoning his team to practice again until Monday.By then, James will be locked in on the Spurs.“It hasn’t really hit us that much yet because I think we’re in it,” James said Friday night after Miami beat Indiana and clinched its fourth consecutive East championship. “I think it will once we’re done and we’re able to look back at what we were able to accomplish as players, as a franchise. I think that’s when it will really hit us. We definitely don’t take it for granted to be in this position.”So for the next few days, all the highlights of last year’s finals will be played over and over again.The shot by Tony Parker — who missed the second half of Saturday night’s game with a left ankle injury — to win Game 1 in Miami for the Spurs. James’ twirl-on-the-rim dunk as the Heat pulled away in Game 2. San Antonio sharpshooter Danny Green’s Finals-record 3-point display. Bosh’s rebound that led to Ray Allen’s shot that saved Miami’s season in Game 6. The yellow rope, the precursor to a Spurs celebration that never happened.All made for an epic series.The encore could be even better.“Obviously we are very happy and pleased with the season we have had so far, but we are not by any means satisfied,” Green said. “We know we have a lot of work to do against a very good team. There is a reason why they’re back there and are two-time champs. We have our work cut out for us, but we are happy with going back — just not satisfied.”last_img read more

Westport Winery Announces Two New Wines

first_imgFacebook30Tweet0Pin0Submitted by Westport WineryFor their ten-year anniversary celebration Westport Winery released a new vintage of Smoky Nor’wester in a commemorative etched wine bottle. Smoky is a classic Bordeaus blend of 60 percent Merlot, 24 percent Cabernet Franc, and 16 percent Cabernet Sauvignon. In the tasting notes they suggest this wine is “Like fireworks in the sky or a good spanking.” In the winery’s Sea Glass Grill they suggest you enjoy this with Prime Rib. And anywhere it’s a good musical pairing with Happy Anniversary by the Little River Band.Westport Winery released a new vintage of Smoky Nor’wester in a commemorative etched wine bottle. Photo courtesy: Westport WIneryA portion of the proceeds from this wine benefits the Westport Maritime Museum. The sculpture commemorating this wine in the winery’s display garden was created by Ocosta artist Nikki Demmert. Her Haida cedar carving is located near the pond in the winery’s 9-hole executive golf course.Guests are encouraged to reuse this beautiful bottle for the incredible olive oils and balsamic vinegars available in either the garden resort tasting room between Aberdeen and Westport, Washington, or their Seaside, Oregon tasting room.Additionally, the winery released its latest vintage of Fleur de Lis Pinot Gris this week. Crafted with grapes from Sugarloaf Vineyard in the Rattlesnake Hills AVA, this wine is described to be like “a stroll through a French orchard.” The winery recommends this wine be paired with their homemade clam chowder while listening to It’s A Wonderful World by Louis Armstrong. A portion of the proceeds from this wine benefits the historic 7th Street Theater in Hoquiam. The sculpture commemorating this wine was crafted by Lora Malakoff of Clallam Bay. And the label was painted by watercolorist Darrel Easter.In 2017 the Westport Winery was named Greater Grays Harbor Business of the Year. The Sea Glass Grill at Westport Winery Garden Resort was voted #2 winery restaurant in the nation by USA Today. The business has been voted Best Winery by King 5 Evening Magazine seven times.In 2016 Westport Winery was honored as one of the top twenty most-admired wineries in North America by Winery & Vineyard Management Magazine. The business earned Best Winery, Best Wine Shop, and Best Boutique Winery for 2016 by South Sound Magazine. They received the Grays Harbor Environmental Stewardship Award in 2015. They were named the Best Washington Family Business Silver Medal winners in 2012 by Seattle Business Magazine. And in 2011 they garnered Washington Winery to Watch by Wine Press Northwest.Westport Winery’s new location at 810 Broadway in Seaside is open daily from 11:00 a.m. to 6:00 p.m. and until 8:00 p.m. on Friday and Saturday. Family-friendly Westport Winery Garden Resort, is located on the corner of Highway 105 and South Arbor Road halfway between Aberdeen and Westport. The Sea Glass Grill at the resort is open daily or breakfast, lunch, and dinner from 8:00 a.m. to 7:00 p.m. and until 8:00 p.m. on Friday and Saturday. For more information or reservations call 360-648-2224.last_img read more