New year, new you, new credit union

first_imgThe first few weeks of a New Year are an exciting time. The trick becomes keeping that excitement and determination alive in February, March and beyond. By starting 2015 with a few New Year’s resolutions for your credit union, you can help ensure its success not only this year, but for years to come. These are just a few ideas for your credit union. What others do you have? 7SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Mark Arnold Mark Arnold is an acclaimed speaker, brand expert and strategic planner helping businesses such as credit unions and banks achieve their goals with strategic marketing insights and energized training. Mark … Web: www.markarnold.com Details Live your plan. Most credit unions go through some sort of annual strategic planning process in the third or fourth quarter. Odds are, your credit union invested a lot of time, money and energy in the strategic planning process. Unfortunately, many times strategic planning meetings end with the best of intentions and then simply gather dust on the shelf for another year.Ways to make this resolution work: Your strategic plan is only as good as your implementation. For example, you may front-end load the strategic plan with way too much stuff in the first quarter of the New Year. The reality is that most of these things cannot be accomplished so quickly. Another example — develop many great ideas during your strategic planning process, then fail to assign persons responsible and timelines to those initiatives. For every actionable item in your strategic plan, make sure the right people are in charge of steering it and that they are aware of the time frames involved in doing so. Kill the status quo. This is perhaps the deadliest of foes that most credit unions will face. Like any other creature of habit, credit unions are highly susceptible to falling into a rut. If you allow this to happen, your competition will gladly step up and pioneer new ways to develop and introduce innovative financial products and services for members.Ways to make this resolution work: Don’t be afraid of change! Yes, change is difficult and full of anxiety. The opposite of change, however, is stagnation. Fish don’t want to live in a stagnant pond and neither do your members. Keep up with what is new in the industry. Read relevant magazines, trade journals, blogs and social media platforms. Connect with your peers, both inside and outside the credit union industry. And don’t be afraid to take new ideas and thoughts to your executive management team. As great a job as they do, they don’t have all the answers and it’s going to take every voice at your credit union to produce the kind of change evolution requires. Well, it’s finally here – 2015. A new year beckons, full of promise and opportunity. A lot of people kick off this time of year with resolutions. Most of these resolutions are personal, things like getting in better shape, saving more or pursuing some new hobby or activity.If people can have resolutions for the New Year, then why not your credit union? After all, the first few weeks of the New Year are a great and fresh time to start your year off on the right foot, either as a person or as a credit union. Following are resolutions your credit union might want to consider in 2015.Live your brand. This should crack everybody’s top-five list of resolutions. Your credit union’s brand is the single most important asset it has. And it’s not even listed on the balance sheet. If you are failing to live up to your brand, your credit union is breaking its promise to every existing and potential member.Ways to make this resolution work: Reinforce with your staff, every day in some way, the importance of living the brand. Hold them accountable to the brand and highlight employees who do a good job living the brand in such a way that their peers can see it.last_img read more

College Football Playoff updated rankings: Who are the top four teams in the third CFP poll of 2019?

first_imgThe third set of College Football Playoff rankings will be revealed on Tuesday.LSU, Ohio State, Clemson and Georgia should maintain the top four spots, and Alabama held on to the No. 5 spot despite the loss of Tua Tagovailoa suffered a season-ending hip injury. Oregon and Utah have the No. 6 and No. 7 spots, respectively, and that is good news for the Pac-12. Oklahoma remains at No. 9 despite beating undefeated Baylor last week. MORE: Why Alabama will (or won’t) make the Playoff with Mac Jones The College Football Playoff rankings will be released each Tuesday leading up to conference championship weekend, and the final rankings will be unveiled on Dec. 8.The College Football Playoff semifinals will be on Dec. 28 at the Chick-Fil-A Peach Bowl in Atlanta and PlayStation Fiesta Bowl in Glendale, Ariz. The CFP championship game will be Jan. 13 at the Mercedes-Benz Superdome in New Orleans.With that, the third set of College Football Playoff rankings:College Football Playoff rankings 2019Who are the top four CFP teams after Week 12?RankingTeamRecord1.LSU10-02.Ohio State10-03.Clemson11-04.Georgia9-1Who are the first two teams out of the CFP after Week 12?RankingTeamRecord5.Alabama9-16.Oregon9-1CFP top 25 rankings after Week 12RankingTeamRecord1.LSU10-02.Ohio State10-03.Clemson11-04.Georgia9-15.Alabama9-16.Oregon9-17.Utah9-18.Penn State9-19.Oklahoma9-110.Minnesota9-111.Florida9-212.Wisconsin8-213.Michigan8-214.Baylor9-115.Auburn7-316.Notre Dame8-217.Iowa7-318.Memphis9-119.Cincinnati9-120.Boise State9-121.Oklahoma State7-322.Iowa State6-423.USC7-424.Appalachian State9-125.SMU9-1last_img read more