Unic Insurance Plc (UNIC.ng) 2014 Annual Report

first_imgUnic Diversified Holdings Plc (UNIC.ng) listed on the Nigerian Stock Exchange under the Insurance sector has released it’s 2014 annual report.For more information about Unic Diversified Holdings Plc (UNIC.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the Unic Diversified Holdings Plc (UNIC.ng) company page on AfricanFinancials.Document: Unic Diversified Holdings Plc (UNIC.ng)  2014 annual report.Company ProfileUnic Insurance Plc is an insurance company in Nigeria offering life and health insurance products for the personal and corporate sectors. Life insurance products cover mortgage protection, credit life, whole life, term assurance, educator protector, travel and funeral insurance. Unic Insurance Plc also offers financial products for basic savings, investment, estate, retirement, trust, annuity, life assurance and credit scheme plans as well as services for asset management, real estate/property development,  and advisory and fund management services. Established in 1965, the company was formerly known as United Nigeria Insurance Company Limited. The company’s head office is in Lagos, Nigeria. Unic Insurance Plc is listed on the Nigerian Stock Exchangelast_img read more

FCMB Group Plc (FCMB.ng) HY2018 Presentation

first_imgFCMB Group Plc (FCMB.ng) listed on the Nigerian Stock Exchange under the Financial sector has released it’s 2018 presentation results for the half year.For more information about FCMB Group Plc (FCMB.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the FCMB Group Plc (FCMB.ng) company page on AfricanFinancials.Document: FCMB Group Plc (FCMB.ng)  2018 presentation results for the half year.Company ProfileFCMB Group Plc is a financial services institution offering products and services for the commercial, corporate and institutional sectors in Nigeria and Europe. The company’s core portfolio is focused on investment banking, asset management, commercial banking, corporate banking, personal banking, institutional banking and treasury and financial markets. The company also offers services for stockbroking, trusteeships, micro-lending and asset and cash management. FCMB Group Plc was founded in 1977 and its head office is in Lagos, Nigeria. FCMB Group Plc is listed on the Nigerian Stock Exchangelast_img read more

What I think the second lockdown will mean for Ocado shares

first_img Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Karl Loomes | Tuesday, 3rd November, 2020 | More on: OCDO Image source: Getty Images Karl has no position in any of the shares mentioned  The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. See all posts by Karl Loomes What I think the second lockdown will mean for Ocado shares There’s a ‘double agent’ hiding in the FTSE… we recommend you buy it! I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement.center_img Enter Your Email Address Don’t miss our special stock presentation.It contains details of a UK-listed company our Motley Fool UK analysts are extremely enthusiastic about.They think it’s offering an incredible opportunity to grow your wealth over the long term – at its current price – regardless of what happens in the wider market.That’s why they’re referring to it as the FTSE’s ‘double agent’.Because they believe it’s working both with the market… And against it.To find out why we think you should add it to your portfolio today… Our 6 ‘Best Buys Now’ Shares Simply click below to discover how you can take advantage of this. Click here to get access to our presentation, and learn how to get the name of this ‘double agent’! So a second lockdown is upon us. It has seemed inevitable for some time now, but will still be a big hit for the economy. While many businesses will struggle because of it, others could be seeing the benefit for years to come. I think online grocery shopping is one type of business that will again thrive in lockdown, and I suspect Ocado (LSE: OCDO) shares may be set to benefit.Ocado shares already doing wellBefore considering the future for Ocado shares, let’s look at this year. The first lockdown and subsequent social distancing measures were a great help for supermarkets in general. Those with a strong online shopping and delivery presence benefited most of all.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…The truth is that the trend towards online shopping has been going on for years. Ocado has in many ways been at the forefront of this. Most analysts and Ocado spokespeople suggest that the lockdown earlier this year acted as a catalyst towards greater online shopping. I agree.Many people who would never have done online shopping before did so for the first time in lockdown. It is natural that once seeing the convenience and ease there would be a permanent shift in the market.Even before this second lockdown, concerns surrounding Covid have many shoppers preferring to buy their groceries online. As this second lockdown comes upon us, I think we could see more of the same.Will a second lockdown make a permanent shift?Ocado’s latest expectations suggest a positive furture. Yesterday the company raised its full-year profit expectations to £60m (EBITDA). It had already raised the number to £40m two months ago.CEO Tim Steiner said that since the announcement of a second lockdown, the company was continuing to trade at “peak volumes every day”. On top of this, average order size is edging up once again.Of course none of this necessarily means a permanently sunny outlook for Ocado shares. Personally I do think that is a possibility, however. Ocado has an efficient (and cheap to run) automated picking and packing system already in place. It is even able to automatically calculate routes for the drivers.The system is so good in fact, that Ocado makes much of its money selling it to other businesses. This is one advantage it has over high street stores, many of which were forced to have staff manually fulfil online orders during the last lockdown.Ocado also has a strong history of poaching online shoppers from other supermarkets. People may initially go with the supermarket they know from the high street, but once they get used to shopping online, many move to Ocado.The major concern I have from an investment point of view is that the Ocado share price may be too high to make it worth buying right now. Yesterday’s news brought about an 8% jump in the price, and as it stands Ocado shares are up over 90% this year.I think we may be at the start of a fundamental shift in grocery shopping, but personally I plan on waiting for a bit of a dip before putting some money behind Ocado shares.last_img read more

Hotshot: Munster prop Josh Wycherley

first_imgThe Irish front-rower on Bantry Bay RFC, brotherly advice and ball-carrying This article originally appeared in the March 2021 edition of Rugby World magazine.Follow Rugby World on Facebook, Instagram and Twitter. Munster prop Josh WycherleyDate of birth 22 July 1999 Born Bantry, County Cork Position Prop Province Munster Country IrelandHow old were you when you first played? About seven or eight with Bantry Bay RFC. My dad was very involved with the club and the under-age system, so I was always around rugby from a young age. I played for Bantry all the way up until U18.I moved to Cistercian College Roscrea for two years where I played in the Leinster Schools Senior Cup. After that I moved to Limerick and was lucky to be offered an academy contract at Munster.What positions have you played? When I was younger I played a few different positions across the front row but as I got older it was mainly loosehead.When did you link up with Munster? When I was asked to trial for the age-grade system. I joined the cadets around the age of 14. From there I was lucky enough to get selected through the squads as the years went on and got to play in the U18 and U19 inter-pros against the other three provinces.What age-grade international honours do you have? Ireland U18, U19, U20. The highlight would have to be winning the Grand Slam with the U20s in 2019. Has it been helpful having your brother also playing pro rugby? Yes. Fineen went through the same system with Munster so it was beneficial having someone who you could bounce any questions off around different areas of the academy or areas of the game.What are your goals this year? My main goals are to keep working on key areas of my game and try to perfect them, and to become a regular starter for Munster.I’m happy how my defence work and scrum work is going. One area I’m looking to improve would be my ball-carrying.What do you do away from rugby? The thing consuming most of my time is college work (he studies Marketing Management), but when I’m not doing that I like heading for coffee with the lads and watching Netflix.RW Verdict: His performance against Clermont this season, when he recovered from a tough start in the scrum against Rabah Slimani to dominate his Test opponent, marks Wycherley out as a player with enormous potential. Munster’s Josh Wycherley on the attack against Ospreys (Inpho) last_img read more

More regulation of charities likely

first_img  13 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis More regulation of charities likely About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Howard Lake | 25 April 2001 | Newscenter_img Charities are likely to face increasing regulation, according to Stephen Lloyd of solicitors Bates, Wells and Braithwaite. Charities are likely to face increasing regulation, according to Stephen Lloyd of solicitors Bates, Wells and Braithwaite. Lloyd was speaking on the subject at Charityfair in London, and said that fundraising costs would be a prime focus of such regulation.Read Regulation to increase for charities by Nicola Hill at SocietyGuardian. Advertisement AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThislast_img read more

EPA Send RFS Proposal to White House Office

first_img SHARE SHARE Previous article8/22/2014 market watchNext articleTommy Tractor Gets A Ticket Gary Truitt By Gary Truitt – Aug 22, 2014 EPA Send RFS Proposal to White House Office The EPA has sent its proposed Renewable Fuels Standard Volume Obligation Rule to a White House office for review.  The EPA sent the proposal to the White House Office of Management and Budget, which could take up to 90 days to review.  Several groups responded, including the National Biodiesel Board, stating the board was “pleased to see the process moving forward and hope the final rule will show that this Administration is standing behind our national goals for clean, domestic fuels that strengthen our economy and national security.”  Growth Energy CEO Tom Bius said that “While OMB has up to 90 days to review this rule, what is most important is the content of the final rule.”  The content has yet to be made public and the timeline for releasing it remains unclear.center_img The EPA stated the organization has received more than 340,000 comments on the proposal.  In a statement released Friday, the EPA said “Biofuels are an important part of our all-of-the-above energy strategy, helping to curb our dependence on foreign oil, cut carbon pollution, and drive innovation.”  EPA will issue a final rule-making after the inter-agency review process has been completed. Facebook Twitter Home Energy EPA Send RFS Proposal to White House Office Facebook Twitterlast_img read more

Mairead Mc Guinness joins Jim Higgins on FG European Election ticket

first_img Twitter Mairead Mc Guinness joins Jim Higgins on FG European Election ticket Pinterest Facebook Google+ Gardai continue to investigate Kilmacrennan fire Twitter Facebook 365 additional cases of Covid-19 in Republic Man arrested on suspicion of drugs and criminal property offences in Derry Main Evening News, Sport and Obituaries Tuesday May 25th Pinterestcenter_img WhatsApp WhatsApp By News Highland – February 9, 2014 Further drop in people receiving PUP in Donegal Previous articleDerry security alert declared a hoaxNext articleMac Lochlainn says it’s time other parties engaged with SF “in the here and now” News Highland Two candidates have been selected by Fine Gael to contest the enlarged Midlands -North West constituency in the forthcoming European Elections on May 23rd.Sitting North West MEP Jim Higgins will be joined on the ticket by current Ireland East MEP Mairead Mc Guinness.Ms McGuinness was proposed by party Chairman Charlie Flanagan TD, and seconded by Donegal North East TD Joe McHugh.She is currently leader of the Fine Gael delegation in the European Parliament.Speaking at the convention in Atlone this afternoon, Mairead McGuinness told the convention that she had every confidence that Fine Gael could win two seats in the constituency in the elections on May 23rd. Google+ RELATED ARTICLESMORE FROM AUTHOR News 75 positive cases of Covid confirmed in North last_img read more

Peak of major winter blast to begin across most of the country

first_imgABC NewsBY: DAN MANZO, ABC NEWS(NEW YORK) — The major winter blast that is gripping the nation will reach its peak beginning today and lasting through much of the week with two major storms to track along with the Arctic air surging into the southern U.S.Seattle recorded 11.1 inches of snow on Friday and Saturday which is a top 10 two-day snowfall for the city.On Saturday alone, Seattle recorded 8.9 inches of snow which made it the snowiest day for the city since 1969, 52 years ago.In Portland, significant freezing rain accumulation, with locally up to 1 inch of freezing rain and sleet, caused widespread power outages and dangerous roads.On the East Coast, Virginia and much of the state stretching into Maryland saw over a half inch of freezing rain and sleet on Saturday.The National Weather Service in Wakefield, Virginia, is calling this likely the worst ice storm in 20 years for the region.In northern Minnesota on Saturday morning, an actual low temperature of -48 degrees was recorded.The widespread winter weather is already causing hundreds of thousands of power outages.At least 46 states now have weather alerts due to this major winter blast and two more major storms to track.Today the main action will be in the southern U.S. as heavy snow is already moving to parts of southern Plains along with freezing rain and sleet across Texas.Severe storms will be possible across parts of Florida with tornadoes possible from Tampa to Jacksonville.Roads will become increasingly dangerous through the southern Plains today from Houston to Austin to Dallas and Oklahoma City.By Sunday night, the heaviest snow will be from Dallas to Oklahoma City and the heaviest wintry mix will be near Austin and San Antonio.By Monday, heavy snow, freezing rain and sleet will be falling from Houston into Louisiana which will make the morning commute incredibly difficult and road conditions will be extremely dangerous there.Another area of heavy snow, sleet and freezing rain will be falling across parts of the Midwest and into the Appalachians.By Monday night, the heavy snow will overtake the Ohio and Tennessee Valley and there will be an area of wintry mix moving into the Northeast and impacting metro areas from Philadelphia to Boston.On Tuesday morning, very heavy snow will be falling in in the interior Northeast and a wintry mix will be possible from Philadelphia to New York City and Boston.Some of the latest computer guidance is suggesting that the major cities themselves will be just at or near freezing during this time frame.While ice accumulation will be possible in the major cities, significant ice accumulation is expected north and west of Philadelphia, New York City and through much of southern New England.Immediately after this storm, attention will turn to another major storm that will follow a very similar track.Through Friday, snow accumulations from both storms could exceed a foot from northern Texas to New England.Anywhere from San Antonio to Boston could see significant ice accumulation from these storms and when there is any ice accumulation, roadways become very dangerous.In addition, fallen trees and power lines become a major concern and we could be seeing a situation for parts of this week that includes widespread power outages across large parts of the U.S.In addition, all this winter weather is likely to continue to cause COVID-19 vaccine facilities to face delays and closures across large regions of the country.All of this active weather is being fueled by a major Arctic blast that will surge south towards the Gulf of Mexico this week.There will be widespread record lows across the central U.S. on Monday and Tuesday.In the Southern U.S., particularly Texas and Louisiana, the wind chills will be absolutely brutal since this region does not usually see cold weather of this magnitude.The good news is, by Saturday of this week, the weather pattern looks to become more stabilized and a period of quieter weather should begin.Copyright © 2021, ABC Audio. All rights reserved.last_img read more

Judge: Utah schools don’t need to offer girls’ football

first_img Written by Tags: Girls Football/Sam Gordon March 2, 2021 /Sports News – Local Judge: Utah schools don’t need to offer girls’ football FacebookTwitterLinkedInEmailSALT LAKE CITY (AP) — A Utah girl whose football skills won her fame online has lost her court bid to have school districts create football teams for girls.A federal judge ruled against Sam Gordon on Monday, finding that school districts aren’t legally required to create a separate team because girls who want to play football can play with the teams traditionally filled with boys.Judge Howard Nielson acknowledged that schools and coaches could do more to encourage girls to play. But he also acknowledged concerns that without Gordon’s star power there might not be enough girls to sustain a program not offered by other U.S. high schools. Associated Presslast_img read more

Stamp out slum landlords!

first_imgHome » News » Housing Market » Stamp out slum landlords! previous nextHousing MarketStamp out slum landlords!The Negotiator20th August 20160778 Views A new report from Multi-Let UK, an HMO investment and management company, states that 70 per cent of HMO investors want the authorities to crack down on HMO landlords who are abusing the law; 52 per cent want local councils to make more inspections to identify HMOs that are not up to standard and 73 per cent believe that slum landlords are giving HMOs a poor reputation.Findings from the Citizens Advice Bureau (CAB), show that private landlords are taking £5.6bn in rent on homes that ‘don’t meet legal standards’ and 740,000 families are living in homes that present a severe threat to the occupants’ health; while Shelter says that 250,000 people live in accommodation that is unfit for human habitation, or where the landlord exploits or harasses them.Figures from the Residential Landlords Association show that 2,006 landlords were convicted between 2007-2015, with the average fine standing at £1,500. Daniel Hill, MD of Multi- Let UK said, “In many areas there are HMO landlords providing poor quality accommodation which fails to meet the statutory requirements, putting tenants’ wellbeing and potentially lives at risk.“The good news is that the majority of HMO landlords are taking a proactive approach and there is a lot of support available from specialist management firms that will relieve the burden of managing multiple occupancy properties.”HMO landlords Multi-Let UK report slum housing slum landlords August 20, 2016The NegotiatorWhat’s your opinion? Cancel replyYou must be logged in to post a comment.Please note: This is a site for professional discussion. Comments will carry your full name and company.This site uses Akismet to reduce spam. Learn how your comment data is processed.Related articles BREAKING: Evictions paperwork must now include ‘breathing space’ scheme details30th April 2021 City dwellers most satisfied with where they live30th April 2021 Hong Kong remains most expensive city to rent with London in 4th place30th April 2021last_img read more